Finance

Insalubridade & Periculosidade Calculator (Brazil)

Calculate Brazil's hazard pay: insalubridade at 10%, 20% or 40% of the 2026 minimum wage and periculosidade at 30% of salary, and see which pays more.

Insalubridade = salário mínimo (R$ 1.621,00 em 2026) × 10%, 20% ou 40%
Periculosidade = salário base × 30%
Adicional a receber = o maior dos dois (não se acumulam)
FGTS = adicional × 8% · 13º e férias + 1/3 = 1/12 do adicional por mês
CLT arts. 192 e 193 · Súmulas 132, 139 e 191 e Tema Repetitivo 17 do TST · Súmula Vinculante 4 do STF

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Insalubridade: 10%, 20% or 40% of the 2026 minimum wage, R$ 1,621.00 (CLT art. 192; Decreto 12.797/2025). Change the base if your collective agreement sets another one. Periculosidade: 30% of the base salary, without bonuses, prizes or profit sharing (CLT art. 193 § 1). Entitlement to either premium depends on a technical report (NR-15 and NR-16). Estimate.

How to use the Insalubridade & Periculosidade Calculator (Brazil)

  1. Enter your valueType the number you want to work with into the Insalubridade & Periculosidade Calculator (Brazil) input field.

  2. Choose your units or optionsSelect the units or options that match your figure. Calculy handles the conversion or formula for you.

  3. Read the resultThe result updates instantly — there is no button to press and no sign-up required.

What are insalubridade and periculosidade?

They are the two hazard premiums in Brazilian labour law. The insalubridade premium compensates exposure to agents that harm health, such as noise, heat, chemicals and biological agents. The periculosidade premium compensates a risk to life, as in work with flammables, explosives, electricity, armed security and motorcycles.

This calculator shows the amount of each for a given salary, says which one pays more, and adds the effect on FGTS, the 13th salary and vacation pay. The two premiums do not accumulate: a worker entitled to both chooses one (CLT art. 193 § 2).

How to calculate each premium

  1. Insalubridade: minimum wage × degree. The degree is 10% (minimum), 20% (medium) or 40% (maximum) under CLT art. 192. The 2026 minimum wage is R$ 1,621.00 (Decreto 12.797/2025).
  2. Periculosidade: base salary × 30% (CLT art. 193 § 1). Only the contractual salary counts; bonuses, prizes and profit sharing are left out (TST Súmula 191 I).
  3. Choice: compare the two and take the larger.
  4. Reflexes: 8% FGTS on the premium; the 13th salary and vacation pay with the extra third now include it.

Insalubridade and periculosidade rates for 2026

PremiumRateBase2026 amount
Insalubridade, minimum degree10%Minimum wage (R$ 1,621.00)R$ 162.10
Insalubridade, medium degree20%Minimum wage (R$ 1,621.00)R$ 324.20
Insalubridade, maximum degree40%Minimum wage (R$ 1,621.00)R$ 648.40
Periculosidade30%Employee's base salary30% of your salary

Worked example: R$ 3,000.00 salary, medium-degree insalubridade

Insalubridade: 1,621.00 × 20% = R$ 324.20. Periculosidade: 3,000.00 × 30% = R$ 900.00. Periculosidade pays R$ 575.80 more per month. With it the salary becomes R$ 3,900.00, FGTS on the premium is R$ 72.00, and the premium adds R$ 75.00 a month to the 13th salary and R$ 100.00 a month to vacation pay with the extra third.

Which one pays more?

Insalubridade is a fixed amount and periculosidade grows with salary, so there is a salary above which periculosidade always wins. Divide the insalubridade amount by 0.30 to find it.

Insalubridade degreeInsalubridade in 2026Periculosidade pays more above a salary of
Minimum (10%)R$ 162.10R$ 540.33
Medium (20%)R$ 324.20R$ 1,080.67
Maximum (40%)R$ 648.40R$ 2,161.33

At the minimum and medium degrees the break-even salary is below the minimum wage, so periculosidade pays more for every employee. At the maximum degree, insalubridade only wins for a base salary up to R$ 2,161.33.

In 2019 the Superior Labour Court (TST) confirmed in Tema Repetitivo 17 (IRR-239-55.2011.5.02.0319) that the two cannot be received together, even when the risks have different causes.

Insalubridade base: minimum wage or base salary?

The CLT sets the minimum wage as the base. The Supreme Court (STF) held in Súmula Vinculante 4 that the minimum wage cannot be used as an index, but it also barred judges from replacing it with another base. When the TST moved to the base salary (Súmula 228), the STF suspended that part in Reclamação 6.266. In practice the minimum wage still applies until a law changes the rule.

The exception is a collective agreement that sets another base, such as the wage floor of the category. If that is your case, change the Insalubridade base field.

Effect on FGTS, 13th salary, vacation and overtime

  • FGTS: 8% on the premium every month (Lei 8.036/1990 art. 15).
  • 13th salary and vacation with the extra third: the premium is part of pay while it is received (TST Súmulas 139 and 132 I). The calculator shows the accrual of one twelfth per month.
  • Overtime: the overtime hour is calculated on salary plus the premium (OJ 47 SDI-1 and Súmula 132 I). Use the Brazilian overtime calculator with the premium added to the salary.
  • Paid weekly rest: there is no separate reflex, because a monthly amount already covers rest days (OJ 103 SDI-1).

The premium is also subject to INSS and income tax. To see the net amount, add it to the salary in the Brazil net salary calculator.

Who is entitled

Entitlement depends on a technical report by an occupational physician or safety engineer (CLT art. 195). Insalubridade follows the agents and limits in NR-15. Periculosidade follows NR-16: flammables, explosives, electricity, ionising radiation, personal or property security, and work on a motorcycle. The motorcycle annex was rewritten by Portaria MTE 2.021/2025 and has applied since 3 April 2026.

The premium stops being due when the risk is removed, for example by protective equipment that neutralises the unhealthy agent (CLT art. 194; TST Súmula 80).

How to use this calculator

  1. Enter the base salary, without bonuses or other premiums.
  2. Choose the insalubridade degree from the technical report: minimum, medium or maximum.
  3. Check the insalubridade base. It starts at the 2026 minimum wage; change it if your collective agreement sets another.
  4. Read both premiums, the larger one and the reflexes.

Limitations

  • The calculator compares amounts. It does not say whether a job is unhealthy or dangerous; that depends on the report.
  • Amounts are gross, before INSS and income tax.
  • Electricity workers hired before Lei 12.740/2012 have a wider base (Súmula 191 II and III). That case is not covered.
  • Public servants follow the statute of each government body, with their own rules.

Sources

FAQs

How is the insalubridade premium calculated in 2026?
Multiply the minimum wage by the degree set in the technical report: 10% for the minimum degree, 20% for medium and 40% for maximum (CLT art. 192). With the 2026 minimum wage of R$ 1,621.00 that gives R$ 162.10, R$ 324.20 or R$ 648.40 a month. The amount is the same whatever the worker earns, unless a collective agreement sets another base.
How is the periculosidade premium calculated?
It is 30% of the base salary (CLT art. 193 § 1). Only the contractual salary counts: bonuses, prizes and profit sharing are left out, as TST Súmula 191 I confirms. On a salary of R$ 3,000.00 the premium is R$ 900.00 a month.
Can a worker receive insalubridade and periculosidade together?
No. CLT art. 193 § 2 lets the employee choose the insalubridade premium instead, which means only one is paid. The TST confirmed this in 2019 in Tema Repetitivo 17 (IRR-239-55.2011.5.02.0319): the two cannot be combined even when the risks come from different causes.
Which pays more, insalubridade or periculosidade?
Periculosidade pays more whenever 30% of the base salary is above the insalubridade amount. At the minimum and medium degrees that is true for every employee. At the maximum degree, R$ 648.40 in 2026, periculosidade wins when the base salary is above R$ 2,161.33.
Is insalubridade calculated on the minimum wage or on the base salary?
On the minimum wage. The STF's Súmula Vinculante 4 says the minimum wage should not be an index, but it also bars judges from choosing another base, and the STF suspended the TST's attempt to use the base salary (Reclamação 6.266). The minimum wage therefore still applies until a law changes it. A collective agreement can set a different base, such as the wage floor of the category.
Do these premiums count toward FGTS, the 13th salary and vacation?
Yes. While they are paid they are part of pay for every purpose (TST Súmulas 139 and 132 I). The employer deposits 8% FGTS on the premium, and the 13th salary and vacation pay with the extra third include it. They also enter the base for overtime. There is no separate paid-rest reflex, because a monthly amount already covers rest days (OJ 103 SDI-1).
Who is entitled to periculosidade?
Workers whose activity is listed in NR-16 and confirmed by a technical report: flammables, explosives, electricity, ionising radiation, personal or property security, and work on a motorcycle. The motorcycle annex was rewritten by Portaria MTE 2.021/2025 and has applied since 3 April 2026. Commuting and occasional use do not count.
Can the employer stop paying the premium?
Yes, when the risk ends. CLT art. 194 says the right ceases when the health risk or the danger is eliminated, for example through protective equipment that neutralises the unhealthy agent (TST Súmula 80) or a move to another role. The premium is tied to the working condition and is not a permanent part of the salary.